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It is referred to as the same era, so changed 13.7 to 13.75 for consistency with the rest of the article.
 
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The '''Flesch/Flesch–Kincaid readability tests''' are [[readability test]]s designed to indicate comprehension difficulty when reading a passage of contemporary academic [[English language|English]]. There are two tests, the '''Flesch Reading Ease''', and the '''Flesch–Kincaid Grade Level'''. Although they use the same core measures (word length and sentence length), they have different weighting factors. The results of the two tests correlate approximately inversely: a text with a comparatively high score on the Reading Ease test should have a lower score on the Grade Level test. [[Rudolf Flesch]] devised both systems while [[J. Peter Kincaid]] developed the latter for the [[United States Navy]].  Such readability tests suggest that many Wikipedia articles may be "too sophisticated" for their readers.<ref name="KA-20120924">{{cite web |last=Anderson |first=Kent |title=Wikipedia’s Writing — Tests Show It’s Too Sophisticated for Its Audience |url=http://scholarlykitchen.sspnet.org/2012/09/24/wikipedias-writing-tests-show-its-too-sophisticated-for-its-audience/ |date=September 24, 2012 |publisher=[[Scholarly Kitchen]] |accessdate=December 7, 2012 }}</ref>
 
==History==
"The Flesch–Kincaid" (F–K) Reading grade level was developed under contract to the United States Navy in 1975 by J. Peter Kincaid and his team.<ref name="kincaidetal1975">Kincaid, J.P., Fishburne, R.P., Rogers, R.L., & Chissom, B.S. (1975). Derivation of New Readability Formulas (Automated Readability Index, Fog Count, and Flesch Reading Ease formula) for Navy Enlisted Personnel. Research Branch Report 8-75. Chief of Naval Technical Training: Naval Air Station Memphis.</ref> Other related United States Navy research directed by Kincaid delved into high tech education (for example, the electronic authoring and delivery of technical information);<ref name="Kincaid1988">{{cite journal |author=Kincaid JP, Braby R, Mears J |year=1988 |title=Electronic authoring and delivery of technical information |journal=Journal of Instructional Development |volume=11 |pages=8–13}}</ref> usefulness of the Flesch–Kincaid readability formula;<ref name="McClure1987">{{cite journal |author=McClure G |title=Readability formulas: Useful or useless. (an interview with J. Peter Kincaid.) |year=1987 |journal=IEEE Transactions on Professional Communications |volume=30 |pages=12–15}}</ref> computer aids for editing tests;<ref name="Kincaid1983">{{cite journal |author=Kincaid JP, Braby R, Wulfeck WH II |year=1983 |title=Computer aids for editing tests |journal=Educational Technology |volume=23 |pages=29–33}}</ref> illustrated formats to teach procedures;<ref name="Brabyetal1982">{{cite journal |author=Braby R, Kincaid JP, Scott P, McDaniel W |year=1982 |title=Illustrated formats to teach procedures |journal=IEEE Transactions on Professional Communications |volume=25 |pages=61–66}}</ref> and the Computer Readability Editing System (CRES).<ref name="Kincaid1981">{{cite journal |author=Kincaid JP, Aagard JA, O'Hara JW, Cottrell LK |year=1981 |title=Computer Readability Editing System |journal=IEEE Transactions on Professional Communications |volume=24 |issue=1 |pages=38–42}} (also reported in Aviation Week and Space Technology, 11 January 1982, pp. 106-107.)</ref>
 
The F-K formula was first used by the [[United States Army]] for assessing the difficulty of technical manuals in 1978 and soon after became the [[United States Department of Defense|Department of Defense]] [[military standard]]. The [[Commonwealth of Pennsylvania]] was the first state in the United States to require that [[automobile insurance]] policies be written at no higher than a [[ninth grade]] level (14 to 15 years of age) of reading difficulty, as measured by the F-K formula. This is now a common requirement in many other states and for other legal documents such as insurance policies.<ref name = McClure1987/>
 
==Flesch Reading Ease==
In the Flesch Reading Ease test, higher scores indicate material that is easier to read; lower numbers mark passages that are more difficult to read. The formula for the Flesch Reading Ease Score (FRES) test is
 
:<math>
206.835 - 1.015 \left( \frac{\text{total words}}{\text{total sentences}} \right) - 84.6 \left( \frac{\text{total syllables}}{\text{total words}} \right).
</math><ref>http://www.editcentral.com/gwt1/EditCentral.html</ref>
 
Scores can be interpreted as shown in the table below.
 
{| class="wikitable" border="1"
|-
! Score
! Notes
|-
| 90.0–100.0
| easily understood by an average 11-year-old student
|-
| 60.0–70.0
| easily understood by 13- to 15-year-old students
|-
|0.0–30.0
|best understood by university graduates
|}
 
''[[Reader's Digest]]'' magazine has a readability index of about 65, ''[[Time magazine|Time]]'' magazine scores about 52, an average 6th grade student's (a 12-year-old) written assignment has a readability test of 60–70 (and a reading grade level of 6–7), and the ''[[Harvard Law Review]]'' has a general readability score in the low 30s. The highest (easiest) readability score possible is around 120 (e.g. every sentence consisting of only two one-syllable words). The score does not have a theoretical lower bound. It is possible to make the score as low as wanted by arbitrarily including words with many syllables. This sentence, for example, taken as a reading passage unto itself, has a readability score of about thirty. The sentence "The Australian platypus is seemingly a hybrid of a mammal and reptilian creature." scores 24.4 as it has 26 syllables and 13 words. While [[Amazon.com|Amazon]] calculates the text of ''[[Moby-Dick]]'' as 57.9,<ref>{{cite web|title=Book Lies: Readability is Impossible to Measure
|author=Gabe Habash |date=July 20, 2011|url=http://blogs.publishersweekly.com/blogs/PWxyz/2011/07/20/book-lies-readability-is-impossible-to-measure/}}
</ref> one particularly long sentence about sharks in chapter 64 has a readability score of −146.77.<ref>Melville, Herman. "Chapter 64: Stubb's Supper." Moby Dick. Lit2Go Edition. 1851. Web. <http://etc.usf.edu/lit2go/42/moby-dick/745/chapter-64-stubbs-supper/>. August 16, 2013.<br><br>''"Though amid all the smoking horror and diabolism of a sea-fight, sharks will be seen longingly gazing up to the ship’s decks, like hungry dogs round a table where red meat is being carved, ready to bolt down every killed man that is tossed to them; and though, while the valiant butchers over the deck-table are thus cannibally carving each other’s live meat with carving-knives all gilded and tasselled, the sharks, also, with their jewel-hilted mouths, are quarrelsomely carving away under the table at the dead meat; and though, were you to turn the whole affair upside down, it would still be pretty much the same thing, that is to say, a shocking sharkish business enough for all parties; and though sharks also are the invariable outriders of all slave ships crossing the Atlantic, systematically trotting alongside, to be handy in case a parcel is to be carried anywhere, or a dead slave to be decently buried; and though one or two other like instances might be set down, touching the set terms, places, and occasions, when sharks do most socially congregate, and most hilariously feast; yet is there no conceivable time or occasion when you will find them in such countless numbers, and in gayer or more jovial spirits, than around a dead sperm whale, moored by night to a whaleship at sea."''<br></ref>
 
[[United States Department of Defense|The U.S. Department of Defense]] uses the Reading Ease test as the standard test of readability for its documents and forms.<ref>{{cite conference |url=http://archive.is/20120630204938/http://www.cs.cmu.edu/~callan/Papers/cikm01b.ps |title=A Statistical Model for Scientific Readability |author=Luo Si, ''et al.'' |date=5–10 November 2001 |publisher=CIKM '01 |location=Atlanta, GA, USA}}</ref> Florida requires that [[life insurance]] policies have a Flesch Reading Ease score of 45 or greater.<ref>[http://law.onecle.com/florida/insurance/627.4145.html "Readable Language in Insurance Policies"]</ref>
 
Use of this scale is so ubiquitous that it is bundled with popular [[word processing]] programs and services such as [[KWord]], [[IBM Lotus Symphony]], [[Microsoft Office Word]], [[WordPerfect]], and [[Word Pro|WordPro]].
 
Polysyllabic words affect this score significantly more than they do the grade level score.
 
==Flesch–Kincaid Grade Level== <!-- Redirect to section from [[Flesch–Kincaid Grade Level]] -->
These readability tests are used extensively in the field of [[education]]. The "Flesch–Kincaid Grade Level Formula" translates the 0–100 score to a [[Education in the United States#School grades|U.S. grade level]], making it easier for teachers, parents, librarians, and others to judge the readability level of various books and texts. It can also mean the number of years of education generally required to understand this text, relevant when the formula results in a number greater than 10. The grade level is calculated with the following formula:
 
:<math>
0.39 \left ( \frac{\mbox{total words}}{\mbox{total sentences}} \right ) + 11.8 \left ( \frac{\mbox{total syllables}}{\mbox{total words}} \right ) - 15.59
</math>
 
The result is a number that corresponds with a grade level. For example, a score of 8.2 would indicate that the text is expected to be understandable by an average student in year 8 in the [[United Kingdom]] or an 8th grade student in the United States. The sentence, "The Australian platypus is seemingly a hybrid of a mammal and reptilian creature" is a 13.1 as it has 26 syllables and 13 words.
 
The lowest grade level score in theory is −3.40, but there are few real passages in which every sentence consists of a single one-syllable word. ''[[Green Eggs and Ham]]'' by [[Dr. Seuss]] comes close, averaging 5.7 words per sentence and 1.02 syllables per word, with a grade level of −1.3. (Most of the 50 used words are [[Syllable|monosyllabic]]; "anywhere", which occurs 8 times, is the only exception.)
 
==See also==
*[[Gunning fog index]]
*[[Dale-Chall Readability Formula]]
*[[Coleman-Liau Index]]
*[[Automated Readability Index]]
*[[SMOG (Simple Measure Of Gobbledygook)]]
*[[Accessible publishing]]
*[[Readability]]
 
==References==
{{Reflist|2}}
 
===Further references===
* {{Cite journal |author=[[Rudolf Flesch|Flesch R]] |year=1948 |title=A new readability yardstick |journal=Journal of Applied Psychology |volume=32 |pages=221–233}}
* [[J. Peter Kincaid|Kincaid JP]], Fishburne RP Jr, Rogers RL, Chissom BS (1975). "[http://digitalcollections.lib.ucf.edu/u?/IST,26253 Derivation of new readability formulas (Automated Readability Index, Fog Count and Flesch Reading Ease Formula) for Navy enlisted personnel<nowiki>]</nowiki>]". ''Research Branch Report 8-75, Millington, TN: Naval Technical Training, U. S. Naval Air Station, Memphis, TN''.
* {{Cite journal |author=Farr JN, [[James J. Jenkins|Jenkins JJ]], Paterson DG |year=1951 |title=Simplification of Flesch Reading Ease Formula |journal=Journal of Applied Psychology |volume=35 |number=5 |month=October |pages=333–337}}
 
==External links==
* [http://plainlanguage.com/newreadability.html PlainLanguage.com] — All About Readability
* [http://www.impact-information.com/impactinfo/readability02.pdf The Principles of Readability by William H. DuBay] — a brief introduction to readability research
* [http://www.gnu.org/software/diction/ Style and Diction] &mdash; free software by the [[GNU Project]] that calculates the Flesch–Kincaid readability score
* [http://www.guardian.co.uk/world/interactive/2013/feb/12/state-of-the-union-reading-level The state of our union is … dumber] &mdash; Analysis of the State of the Union
 
{{Use dmy dates|date=December 2010}}
 
{{DEFAULTSORT:Flesch-Kincaid Readability Test}}
[[Category:Readability tests]]
 
[[de:Lesbarkeitsindex#Flesch Reading Ease]]

Revision as of 08:40, 3 February 2014

The Flesch/Flesch–Kincaid readability tests are readability tests designed to indicate comprehension difficulty when reading a passage of contemporary academic English. There are two tests, the Flesch Reading Ease, and the Flesch–Kincaid Grade Level. Although they use the same core measures (word length and sentence length), they have different weighting factors. The results of the two tests correlate approximately inversely: a text with a comparatively high score on the Reading Ease test should have a lower score on the Grade Level test. Rudolf Flesch devised both systems while J. Peter Kincaid developed the latter for the United States Navy. Such readability tests suggest that many Wikipedia articles may be "too sophisticated" for their readers.[1]

History

"The Flesch–Kincaid" (F–K) Reading grade level was developed under contract to the United States Navy in 1975 by J. Peter Kincaid and his team.[2] Other related United States Navy research directed by Kincaid delved into high tech education (for example, the electronic authoring and delivery of technical information);[3] usefulness of the Flesch–Kincaid readability formula;[4] computer aids for editing tests;[5] illustrated formats to teach procedures;[6] and the Computer Readability Editing System (CRES).[7]

The F-K formula was first used by the United States Army for assessing the difficulty of technical manuals in 1978 and soon after became the Department of Defense military standard. The Commonwealth of Pennsylvania was the first state in the United States to require that automobile insurance policies be written at no higher than a ninth grade level (14 to 15 years of age) of reading difficulty, as measured by the F-K formula. This is now a common requirement in many other states and for other legal documents such as insurance policies.[4]

Flesch Reading Ease

In the Flesch Reading Ease test, higher scores indicate material that is easier to read; lower numbers mark passages that are more difficult to read. The formula for the Flesch Reading Ease Score (FRES) test is

[8]

Scores can be interpreted as shown in the table below.

Score Notes
90.0–100.0 easily understood by an average 11-year-old student
60.0–70.0 easily understood by 13- to 15-year-old students
0.0–30.0 best understood by university graduates

Reader's Digest magazine has a readability index of about 65, Time magazine scores about 52, an average 6th grade student's (a 12-year-old) written assignment has a readability test of 60–70 (and a reading grade level of 6–7), and the Harvard Law Review has a general readability score in the low 30s. The highest (easiest) readability score possible is around 120 (e.g. every sentence consisting of only two one-syllable words). The score does not have a theoretical lower bound. It is possible to make the score as low as wanted by arbitrarily including words with many syllables. This sentence, for example, taken as a reading passage unto itself, has a readability score of about thirty. The sentence "The Australian platypus is seemingly a hybrid of a mammal and reptilian creature." scores 24.4 as it has 26 syllables and 13 words. While Amazon calculates the text of Moby-Dick as 57.9,[9] one particularly long sentence about sharks in chapter 64 has a readability score of −146.77.[10]

The U.S. Department of Defense uses the Reading Ease test as the standard test of readability for its documents and forms.[11] Florida requires that life insurance policies have a Flesch Reading Ease score of 45 or greater.[12]

Use of this scale is so ubiquitous that it is bundled with popular word processing programs and services such as KWord, IBM Lotus Symphony, Microsoft Office Word, WordPerfect, and WordPro.

Polysyllabic words affect this score significantly more than they do the grade level score.

Flesch–Kincaid Grade Level

These readability tests are used extensively in the field of education. The "Flesch–Kincaid Grade Level Formula" translates the 0–100 score to a U.S. grade level, making it easier for teachers, parents, librarians, and others to judge the readability level of various books and texts. It can also mean the number of years of education generally required to understand this text, relevant when the formula results in a number greater than 10. The grade level is calculated with the following formula:

The result is a number that corresponds with a grade level. For example, a score of 8.2 would indicate that the text is expected to be understandable by an average student in year 8 in the United Kingdom or an 8th grade student in the United States. The sentence, "The Australian platypus is seemingly a hybrid of a mammal and reptilian creature" is a 13.1 as it has 26 syllables and 13 words.

The lowest grade level score in theory is −3.40, but there are few real passages in which every sentence consists of a single one-syllable word. Green Eggs and Ham by Dr. Seuss comes close, averaging 5.7 words per sentence and 1.02 syllables per word, with a grade level of −1.3. (Most of the 50 used words are monosyllabic; "anywhere", which occurs 8 times, is the only exception.)

See also

References

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Further references

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  • Kincaid JP, Fishburne RP Jr, Rogers RL, Chissom BS (1975). "Derivation of new readability formulas (Automated Readability Index, Fog Count and Flesch Reading Ease Formula) for Navy enlisted personnel]". Research Branch Report 8-75, Millington, TN: Naval Technical Training, U. S. Naval Air Station, Memphis, TN.
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    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

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External links

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de:Lesbarkeitsindex#Flesch Reading Ease

  1. Template:Cite web
  2. Kincaid, J.P., Fishburne, R.P., Rogers, R.L., & Chissom, B.S. (1975). Derivation of New Readability Formulas (Automated Readability Index, Fog Count, and Flesch Reading Ease formula) for Navy Enlisted Personnel. Research Branch Report 8-75. Chief of Naval Technical Training: Naval Air Station Memphis.
  3. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  4. 4.0 4.1 One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  5. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  6. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  7. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang (also reported in Aviation Week and Space Technology, 11 January 1982, pp. 106-107.)
  8. http://www.editcentral.com/gwt1/EditCentral.html
  9. Template:Cite web
  10. Melville, Herman. "Chapter 64: Stubb's Supper." Moby Dick. Lit2Go Edition. 1851. Web. <http://etc.usf.edu/lit2go/42/moby-dick/745/chapter-64-stubbs-supper/>. August 16, 2013.

    "Though amid all the smoking horror and diabolism of a sea-fight, sharks will be seen longingly gazing up to the ship’s decks, like hungry dogs round a table where red meat is being carved, ready to bolt down every killed man that is tossed to them; and though, while the valiant butchers over the deck-table are thus cannibally carving each other’s live meat with carving-knives all gilded and tasselled, the sharks, also, with their jewel-hilted mouths, are quarrelsomely carving away under the table at the dead meat; and though, were you to turn the whole affair upside down, it would still be pretty much the same thing, that is to say, a shocking sharkish business enough for all parties; and though sharks also are the invariable outriders of all slave ships crossing the Atlantic, systematically trotting alongside, to be handy in case a parcel is to be carried anywhere, or a dead slave to be decently buried; and though one or two other like instances might be set down, touching the set terms, places, and occasions, when sharks do most socially congregate, and most hilariously feast; yet is there no conceivable time or occasion when you will find them in such countless numbers, and in gayer or more jovial spirits, than around a dead sperm whale, moored by night to a whaleship at sea."
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  12. "Readable Language in Insurance Policies"