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Do not look for price alone as you look around, for sometimes cheap life insurance rates are not [https://Www.Gov.uk/search?q=accompanied accompanied] by appropriate covers. Perhaps you may even have the option to down load a duplicate of your policy to print and file along with your other necessary documents. A blood sample or a urine test is taken to perform creatinine test. Or they might think the odds of something happening is low, and that the money can be directed towards something more immediately useful. If you die and your estate consists of a house and savings worth £300,000, there is no inheritance tax to pay as it is below the £325,000 threshold. 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